NLCommunity deserves to have access to services that supports our most vulnerable. In critical situations, NLCommunity members have no life support system as we are non-citizens in this foreign land. Although Overseas Students Health Cover (OSHC) is a requirement for NLCommunity, private health insurance is limited by its purpose. Through NLCare and OSAssurance, the OSAssurance Fund will provide immediate emergency relief services for distressed NLCommunity members when they need help the most.